Terms and Conditions of Use

Welcome to norvitalozen.com. Please read these terms carefully before using our subscription-based financial planning services. By accessing our site or subscribing, you agree to these terms and all associated policies.

August 25, 2025

Acceptance of Terms

By using norvitalozen.com or enrolling in our subscription service, you confirm that you have read, understood, and agree to abide by these terms and any policies referenced herein. Continued use signifies acceptance of changes as they occur.

Definitions

The following terms are used throughout these terms and have specific meanings for clarity.

• “Service” refers to the financial planning subscription offered by norvitalozen for a monthly fee.
• “Client” or “you” means any individual or entity using our services or accessing the website.
• “Advisor” refers to any professional team member providing consultations or support under norvitalozen.
• “Subscription” means the ongoing monthly arrangement for planning services under disclosed terms.

Use of Our Service

Our service is available for individuals seeking ongoing financial planning within Australia. All users must comply with applicable laws and our published policies.

Eligibility

You must be at least 18 years old and a resident of Australia to subscribe. We reserve the right to refuse service to anyone not meeting these criteria.

18+ only; proof of age may be required.

User Responsibilities

As a client, you agree to provide accurate information and follow all guidelines.

• Keep your contact information and payment details up to date at all times.
• Inform us promptly of any changes in your circumstances affecting your subscription.
• Respect privacy and confidentiality during all consultations.
• Do not misuse the service or attempt to breach security protocols.

Prohibited Uses

Do not use our site or service for any unlawful or unauthorised purpose.

• Attempting to access restricted areas or data without permission.
• Using the service for fraudulent, misleading, or deceptive activities.
• Sharing personal login details or allowing unauthorised access to your account.
• Interfering with site security or network operations.
• Using our name or content without written permission.

Intellectual Property Rights

All content, branding, and materials on norvitalozen.com are protected by copyright and intellectual property laws. Users may not copy, reproduce, or redistribute materials without written consent.

User-Submitted Content

Any content provided by users (e.g., feedback) remains your responsibility. We may use anonymised feedback for service improvement.

Privacy and Data Handling

Your privacy is important. All data is handled in accordance with our Privacy Policy. We do not sell or share your personal information for marketing purposes. View Privacy Policy

Disclaimer and Service Notice

All content and consultations are for general guidance only. No financial outcomes are promised. Results may vary.

Limitation of Liability

norvitalozen is not responsible for losses or damages arising from use of the service or reliance on information provided herein.

Indemnification

You agree to indemnify norvitalozen for any claims, losses, or damages arising from your misuse of our site or services.

Dispute Resolution Process

Disputes will be resolved under Australian law and jurisdiction.

Applicable Law and Jurisdiction

All use of this site and services is governed by Australian law.

Termination

We may terminate accounts for policy violations or non-payment. You may cancel your subscription with written notice.

Modifications

We reserve the right to change these terms at any time. Updated terms will be published on this site.

Severability

If any provision is found invalid, the remainder remains in effect.

Entire Agreement

These terms constitute the complete agreement between you and norvitalozen regarding use of our service.

Contact for Terms Queries

For questions about these terms, contact us directly.